Terms of Service

Welcome to PayLinker ("PayLinker", "we", "us", or "our"). These Terms of Service ("Terms") govern your access to and use of our website at paylinker.com and any related services, content, and features (collectively, the "Service").

By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must not use the Service.

1. Eligibility

You may use the Service only if you are at least the age of majority in your jurisdiction and have the legal capacity to enter into a binding contract. If you are using the Service on behalf of a company or other legal entity, you represent that you are authorised to bind that entity to these Terms.

2. Use of the Service

You agree that you will:

• use the Service only for lawful purposes and in accordance with these Terms;
• provide accurate and up‑to‑date information when creating an account or interacting with us;
• not attempt to gain unauthorised access to the Service or to other users’ data or accounts.

You agree that you will not:

• use the Service in connection with any illegal, fraudulent, harmful, or abusive activity;
• interfere with or disrupt the integrity, performance, or security of the Service;
• reverse engineer, decompile, or attempt to extract the source code of any part of the Service except where permitted by law.

3. Intellectual Property

All content and materials on the Website, including trademarks, logos, text, graphics, and software, are owned by PayLinker or our licensors and are protected by applicable intellectual property laws.

We grant you a limited, non‑exclusive, non‑transferable licence to access and use the Website for your own internal business purposes, subject to these Terms. You may not copy, modify, distribute, or create derivative works from the Service without our prior written consent.

4. Third‑Party Services

The Service may integrate with, or contain links to, third‑party websites or services. We do not control and are not responsible for such third‑party services. Your use of third‑party services is subject to their own terms and policies.

5. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied. We do not warrant that the Service will be uninterrupted, error‑free, secure, or free of harmful components.

To the maximum extent permitted by law, we disclaim all warranties of merchantability, fitness for a particular purpose, and non‑infringement.

6. Limitation of Liability

To the maximum extent permitted by law, PayLinker will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits or revenues, arising out of or related to your use of the Service.

Our total aggregate liability for any claims arising out of or related to the Service will not exceed the greater of (a) the fees you paid to us during the three (3) months prior to the event giving rise to the claim, or (b) one hundred (100) US dollars.

7. Changes to the Service and to These Terms

We may update the Service or these Terms from time to time. We will post the updated Terms on the Website and update the "Effective from" date. Your continued use of the Service after changes take effect constitutes your acceptance of the updated Terms.

8. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe that you have violated these Terms or applicable law. You may stop using the Service at any time. Certain provisions of these Terms will continue to apply after termination.

9. Contact

If you have any questions about these Terms, you can contact us at [email protected].